⚠️ This is not legal advice. This site shares one person's experience with being sued for debt and the public information that helped me. I am not a lawyer. If you need advice about your specific case, consult a licensed attorney in your state.

📍 A note specific to South Carolina readers

Unauthorized practice of law is a serious matter in South Carolina and can carry criminal penalties (S.C. Code Ann. § 40-5-310). The author of this site is not a South Carolina attorney.

Nothing on this page recommends a course of action for your case. Every case is different. For advice specific to your situation, contact a licensed South Carolina attorney or visit:

South Carolina — Debt Lawsuits

I'm building this page. When it's done, it will cover South Carolina's court system, deadlines, self-help resources, and county court directories. My own case is in South Carolina, so this is the state I know best — and the first one I'm writing about.

South Carolina has its own rules for civil procedure, its own filing deadlines, and its own court structure. The magistrate courts handle many debt collection cases, and the rules there are different from the circuit courts. This page will break all of that down.

About This Content

This website, The Debtor's Guide, is written by a non-attorney publishing under the pseudonym "The Debtor's Guide." It shares personal experience and publicly available information about debt collection lawsuits. Nothing on this site is legal advice, and nothing on this site creates an attorney-client relationship.

The author has been sued for debt and is self-representing through that case. The author is not licensed to practice law in any jurisdiction. The author writes under a pseudonym because the case is ongoing.

Laws and court rules vary by state and change over time. Information on this site may be incomplete, out of date, or inapplicable to your situation. Do not rely on this content to make decisions about your own case.

If you have been sued, you have deadlines. Consider these resources for your specific situation:

We are not responsible for the actions you take or do not take based on anything you read here.