⚠️ This is not legal advice. This site shares one person's experience with being sued for debt and the public information that helped me. I am not a lawyer. If you need advice about your specific case, consult a licensed attorney in your state.
I'm building a series of guides — PDF resources you can download, print, and use to organize your case. They won't tell you what to do (I'm not a lawyer), but they'll help you keep track of what's happening — deadlines, documents, correspondence, and court dates.
The first guide is in progress now. When it's ready, it will appear here.
This website, The Debtor's Guide, is written by a non-attorney publishing under the pseudonym "The Debtor's Guide." It shares personal experience and publicly available information about debt collection lawsuits. Nothing on this site is legal advice, and nothing on this site creates an attorney-client relationship.
The author has been sued for debt and is self-representing through that case. The author is not licensed to practice law in any jurisdiction. The author writes under a pseudonym because the case is ongoing.
Laws and court rules vary by state and change over time. Information on this site may be incomplete, out of date, or inapplicable to your situation. Do not rely on this content to make decisions about your own case.
If you have been sued, you have deadlines. Consider these resources for your specific situation:
We are not responsible for the actions you take or do not take based on anything you read here.