Disclaimers
General Disclaimer
This is not legal advice. This site shares one person's experience with being sued for debt and the public information that helped me. I am not a lawyer. If you need advice about your specific case, consult a licensed attorney in your state.
About This Content
This website, The Debtor's Guide, is written by a non-attorney publishing under the pseudonym "The Debtor's Guide." It shares personal experience and publicly available information about debt collection lawsuits. Nothing on this site is legal advice, and nothing on this site creates an attorney-client relationship.
The author has been sued for debt and is self-representing through that case. The author is not licensed to practice law in any jurisdiction. The author writes under a pseudonym because the case is ongoing.
Laws and court rules vary by state and change over time. Information on this site may be incomplete, out of date, or inapplicable to your situation. Do not rely on this content to make decisions about your own case.
If you have been sued, you have deadlines. Consider these resources for your specific situation:
- Your state court's self-help page (linked on our state pages)
- Your state bar's lawyer referral service
- Your local legal aid organization
- A licensed attorney in your state
We are not responsible for the actions you take or do not take based on anything you read here.
South Carolina Readers
Unauthorized practice of law is a serious matter in South Carolina and can carry criminal penalties (S.C. Code Ann. § 40-5-310). The author of this site is not a South Carolina attorney.
Nothing on this page recommends a course of action for your case. Every case is different. For advice specific to your situation, contact a licensed South Carolina attorney or visit:
- South Carolina Judicial Branch Self-Help Center: sccourts.org/selfHelp
- South Carolina Bar Lawyer Referral Service: scbar.org/public/get-legal-help
- South Carolina Legal Services: lawhelp.org/sc
Contact Disclaimer
Please do not send me details of your case. I cannot give you legal advice. I cannot tell you what to do. If you email me case details, I will not respond to them — I will simply refer you to your state bar's lawyer referral service.
I am happy to hear from you about: factual corrections to the site, feedback on content, press inquiries, affiliate questions.